Privacy Policy

A Legal Disclaimer

This Privacy Policy was last updated on November 10, 2025.

ThreeTrees Retirement Partners ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website www.3treesrp.com or attend our seminars.

INFORMATION WE COLLECT

We collect information that you voluntarily provide to us when you:

• Fill out contact forms

• Register for seminars or consultations

• Subscribe to our newsletter

• Communicate with us via email or phone

• Visit our website (through cookies and analytics)

Personal Information Collected:

• Name • Email address

• Phone number

• Mailing address

• Age/date of birth (for retirement planning)

• Financial information (only during advisory relationship)

• Any other information you choose to provide.

Automatically Collected Information:

• IP address

• Browser type and version

• Pages visited and time spent

• Device information

• Cookies and tracking data

• Google Analytics data

HOW WE USE YOUR INFORMATION

We use collected information to:

• Respond to your inquiries and consultation requests

• Send seminar invitations and confirmations

• Provide retirement planning services

• Send newsletters and educational content (with consent)

• Improve our website and services

• Comply with legal obligations

• Analyze website usage and trends

DISCLOSURE OF YOUR INFORMATION

We do not sell your personal information. We may share information with:

• Service providers (email, hosting, analytics)

• Professional advisors (lawyers, accountants)

• Law enforcement when legally required

• Third parties with your explicit consent

DATA SECURITY

We implement appropriate security measures to protect your personal information, including:

• Secure Socket Layer (SSL) encryption

• Secure servers and databases

• Limited employee access

• Regular security audits However, no method of transmission over the Internet is 100% secure.

YOUR PRIVACY RIGHTS

You have the right to:

• Access your personal information

• Correct inaccurate information

• Request deletion of your information

• Opt-out of marketing communications

• Withdraw consent at any time California Residents (CCPA Rights):

• Right to know what personal information is collected

• Right to delete personal information

• Right to opt-out of sale (we don't sell data)

• Right to non-discrimination

COOKIES AND TRACKING

Our website uses cookies to:

• Remember your preferences

• Analyze website traffic (Google Analytics)

• Improve user experience You can disable cookies in your browser settings, but some features may not work properly.

THIRD-PARTY LINKS

Our website may contain links to third-party websites. We are not responsible for their privacy practices. Please review their privacy policies.

CHILDREN'S PRIVACY

Our services are not directed to individuals under 18. We do not knowingly collect information from children.

CHANGES TO THIS PRIVACY POLICY

We may update this policy periodically. Changes will be posted with a new "Last Updated" date. Continued use of our website constitutes acceptance of changes.

Questions about this Privacy Policy? Contact us:

ThreeTrees Retirement Partners

2723 South State Street

Ann Arbor, MI 48104

Phone: (865) 407-7357

Email: info@3treesrp.com

REGULATORY COMPLIANCE

As a financial advisory firm, we also comply with:

• SEC Regulation S-P (privacy of consumer financial information)

• Gramm-Leach-Bliley Act (GLBA)

• State securities regulations

Financial advisory clients receive a separate Privacy Notice as required by law.