Terms & Conditions

All content on this Website (text, images, logos, graphics, videos) is owned by ThreeTrees Retirement Partners and protected by copyright, trademark, and intellectual property laws. You may not:

• Copy, reproduce, or distribute our content without permission

• Use our materials for commercial purposes

• Modify or create derivative works

• Remove copyright or proprietary notices

 

USER REPRESENTATIONS

By using this Website, you represent that:

• You are at least 18 years old

• You have legal capacity to enter into these Terms

• Your use complies with all applicable laws

• Information you provide is accurate and current

 

PROHIBITED ACTIVITIES

You may not:

• Use the Website for unlawful purposes

• Harass, abuse, or harm others

• Impersonate ThreeTrees or its employees

• Upload viruses or malicious code

• Attempt to bypass security features

• Scrape or data mine the Website

• Use automated systems without permission

 

SERVICES DISCLAIMER IMPORTANT:

The information on this Website is for general educational purposes only and does not constitute:

• Personalized financial advice

• Investment recommendations

• Tax or legal advice

• A solicitation to buy or sell securities

• Guaranteed results or returns Individual financial advice is provided only through formal advisory relationships after proper evaluation of your specific situation.

 

SEMINAR DISCLAIMER

Free seminars are educational workshops. Attendance does not:

• Create an advisory relationship

• Constitute personalized advice

• Guarantee specific outcomes

• Obligate you to purchase services No products will be sold at seminars.

 

LIMITATION OF LIABILITY

To the maximum extent permitted by law:

ThreeTrees Retirement Partners is not liable for:

• Indirect, incidental, or consequential damages

• Loss of profits, data, or business opportunities

• Actions taken based on Website information

• Third-party website content or links

• Service interruptions or errors Maximum liability is limited to $100 or amount paid for services, whichever is greater.

 

INDEMNIFICATION

You agree to indemnify and hold harmless ThreeTrees Retirement Partners from claims arising from:

• Your violation of these Terms

• Your use of the Website

• Your violation of any laws or third-party rights

 

GOVERNING LAW

These Terms are governed by the laws of the State of Michigan, without regard to conflict of law provisions. Any disputes shall be resolved in the courts of Washtenaw County, Michigan.

 

DISPUTE RESOLUTION

For any disputes, we encourage informal resolution first. If unresolved, disputes may be subject to binding arbitration under the American Arbitration Association rules.

 

MODIFICATIONS

We reserve the right to modify these Terms at any time. Changes are effective immediately upon posting. Your continued use constitutes acceptance of modified Terms.

 

SEVERABILITY

If any provision is found unenforceable, the remaining provisions remain in full effect.

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ENTIRE AGREEMENT

These Terms constitute the entire agreement between you and ThreeTrees Retirement Partners regarding Website use.

 

ADVISORY RELATIONSHIP TERMS

Formal financial advisory services are governed by:

• Separate Advisory Agreement

• Form ADV Part 2 (Brochure)

• Privacy Notice

• Other regulatory disclosures Website Terms do not govern advisory relationships.

 

PROFESSIONAL CREDENTIALS

• ChFC® - Chartered Financial Consultant

• RICP® - Retirement Income Certified Professional

• NSSA® - National Social Security Advisor

These are professional designations, not guarantees of results.

 

NO GUARANTEE OF RESULTS

Past performance does not guarantee future results. Financial markets involve risk, including potential loss of principal.

 

CONTACT INFORMATION

Questions about these Terms? Contact us:

ThreeTrees Retirement Partners

2723 South State Street

Ann Arbor, MI 48104

Phone: (865) 407-7357

Email: info@3treesrp.com

 

ACKNOWLEDGMENT

By using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.